I'd advise myself to buy more housing on a mortgage and not worry about it :D

If I could have taken some advice those 3 years ago, I wouldn't have looked for a unicorn and invested in a classic... :-D

So I became interested in investing at 14. I'm too young to give advice. However, what I would criticize myself is that I should be more patient and not rush anywhere.

What I would have complained about is that I didn't really find out how currency conversion works and how to avoid unnecessary fees. Further, I should have known that there is such a thing as foreign exchange risk.

Then I sometimes wonder why I didn't invest something during the covid downturn when I was convinced it was a good idea. But unfortunately I wasn't interested in investing then.

I didn't really get active "until" my 20s.

I would advise not to get caught up in the hype of a stock or sector. When I started, stocks like $TLRY etc were quite popular. I lost part of my portfolio on that by getting in on the +80% jump.

One piece of advice - start earlier and invest even more🤣I started investing and trading at 15 and thanks to covid I was able to start doing it more and more.

I was very (positively) surprised how early some people started investing. If I could advise myself + others to focus on how to save as much as possible on fees, because they can cut a big chunk out of their profits in the long run. The ideal is to choose companies where you don't want to speculate on the share price development and have no problem holding them for 10-20-30 years, don't focus on options, futures or shorting, it's much riskier in the long run than a simple HODL and it won't deliver adequate profits unless you are one of the top performers.

For more than 90-95% of investors, it is much better to hold one ETF that contains the global economy and spend the rest of the time making money and social connections.